Appraisal Info

We perform a range of real estate appraisals.

If you have questions regarding which type of report would best suit your requirements of applications, call or e-mail us and we will be happy to assist you.

Residential Appraisals
Mortgage Home Equity Loans

Conventional residential appraisals for banks, savings and loans, credit unions, and mortgage companies.

Construction Lending

Appraisals for banks and mortgage companies on proposed and new construction.

Foreclosure/Estate/Divorce

For banks, attorneys, accountants, government, and individuals.

Commercial Appraisals
Commercial Property Lending

Conventional commercial appraisals for commercial banks and other lending institutions.

Construction Lending

Commercial appraisals for banks and mortgage companies on proposed and new construction.

Multi-Family / Retail / Office / Consulting

For banks, attorneys, accountants, government, individuals and developers.

Before an Appraiser arrives, there are a few things you should know.

By law, an appraiser must be state licensed to perform appraisals prepared for federally related transactions. Also by law, you are entitled to receive a copy of the completed appraisal report from your lender.

To facilitate the appraisal process, it’s beneficial to have these documents ready for the appraiser:

  • A plot plan or survey of the improvements and land (if readily available)
  • Information on the last purchase of the property if it’s within the last three years
  • Written property agreements, such as a maintenance agreement for a shared driveway
  • List of personal property including furniture, fixtures and equipment (FF&E) to be included in the valuation
  • Title policy that describes encroachments or easements or deed restrictions
  • Property inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and wells, environmental studies, underground storage tanks, and or wetlands
  • Brag sheet that lists major improvements and upgrades, the date of their installation and their cost (for example, the addition of central air conditioning or roof repairs) and permit confirmation (if available)
  • A copy of the current listing agreement and broker’s data sheet and Purchase Agreement if a sale is “pending”.
  • Information on “Homeowners Associations” or condominium covenants and fees.
  • A list of “Proposed” improvements if the property is to be appraised “As Complete”.

Once your appraiser has arrived, you do not need to accompany him or her along on the entire site inspection, but you should be available to answer questions about your property and be willing to point out any home improvements.

Here are some other suggestions:

  • Accessibility: Make sure that all areas of the property are accessible
  • Housekeeping: Appraisers see hundreds of properties a year and will look past most clutter, but they’re human beings too! A good impression may translate into a higher value.
  • Maintenance: Repair minor things like leaky faucets, missing door handles and trim.
  • FHA/VA Inspection Items: If the borrower is applying for an FHA/VA loan, be sure to ask the appraiser if there are specific things that should be done before inspection.